6 Best Bitcoin Debit Cards for 2024


Are you ready to spend your Bitcoin? After years of only being able to buy and sell crypto, Bitcoin debit cards are finally here and making it possible to use your digital assets for everyday purchases. No more converting back and forth between crypto and cash – these cards let you instantly tap into your Bitcoin balance whenever you need to swipe your card.

We’ve done the research to find the top Bitcoin debit cards that will be so you can choose one that matches how you want to spend your crypto. Compare fees, cash back rewards, supported coins and card limits to find the right one for your needs. It’s an exciting time where the worlds of cryptocurrency and traditional finance are colliding. With a Bitcoin debit card in your wallet, you’ll have a front-row seat to the revolution.

What Is a Bitcoin Debit Card?

A Bitcoin debit card allows you to spend your Bitcoin anywhere debit cards are accepted. It’s connected to your Bitcoin wallet and automatically converts your crypto to dollars for each purchase. No more waiting for withdrawals or dealing with exchanges.

These cards make it simple to use your Bitcoin in everyday life. Just load your card with BTC, and you can shop online or swipe at stores – the amount is deducted from your Bitcoin balance. Under the hood, your crypto is instantly sold for dollars to fund each transaction.

Some of the major benefits of Bitcoin debit cards are:

  • Spend your BTC anywhere: Use your card for bills, dining, shopping, travel – anywhere debit cards are accepted.
  • Instant conversion: Your Bitcoin is converted to dollars instantly when you make a purchase, so you don’t have to worry about BTC price fluctuations.
  • Added security: Bitcoin debit cards provide an extra layer of security for your funds. If your card is lost or stolen, your Bitcoin wallet remains secure.
  • No waiting for withdrawals: There’s no need to withdraw and wait for funds to hit your bank account. Spending with your card is immediate.
  • Potential rewards: Some Bitcoin debit cards offer cash back, travel points, and other rewards for using your card. An easy way to benefit from your BTC!

A Bitcoin debit card provides a simple, secure way to utilize your crypto for daily needs while taking advantage of the benefits of blockchain technology.

Pros and Cons of Using a Bitcoin Debit Card

Using a Bitcoin debit card has some solid benefits, but there are a few downsides to keep in mind too.


  • Convenience. A Bitcoin debit card allows you to spend your crypto anywhere that accepts regular debit cards. No more converting to cash first. Just swipe and go.
  • Anonymity. Some cards don’t require personal information to sign up. You can add funds and make purchases without providing your name or address.
  • Instant transfers. Most cards will deduct funds from your crypto wallet instantly so you have access to your balance right away. No waiting for transactions to process like with some exchanges.
  • Additional rewards. A few cards offer cash back, travel rewards, or other perks when you use their card. If you’re going to spend your crypto anyway, you might as well get something back.


  • Fees. Almost all Bitcoin debit cards charge fees for things like ATM withdrawals, foreign transactions, account inactivity, etc. Make sure you understand any fees before signing up.
  • Security risks. Some less reputable cards have been known to get hacked or have funds stolen. Do your research to find a card with a good security track record.
  • Volatility. The value of Bitcoin and other cryptocurrencies can change fast. There is a risk that the amount of crypto you load onto your card could decrease in value before you have a chance to spend it.
  • Limits. Most cards place daily spending and ATM withdrawal limits on accounts. Make sure any limits work with how you plan to use the card before applying.
  • Using a Bitcoin debit card can be very convenient, but go in with realistic expectations. As long as you understand the risks and any limits or fees involved, a crypto debit card can be a useful way to spend your Bitcoin. But for larger amounts, you may still want to convert to cash first.

Factors to Consider When Choosing a Bitcoin Debit Card

When selecting a Bitcoin debit card, several factors should influence your choice. Think about how you plan to use the card and what features matter most to you.

  • Fees: Fees can vary greatly between cards. Some charge monthly or annual fees, while others are free. Look at ATM withdrawal fees, foreign transaction fees for travel, and the percentage charged for each transaction. If low costs are a priority, compare free options like the Coinbase Card or BitPay Card.
  • Limits: Pay attention to the maximum you can spend or withdraw each day or month. Limits typically depend on the verification level of your account. Higher limits mean more convenience but may require providing personal information to verify your identity. Consider your typical spending needs and how often you want to transfer funds to ensure any limits won’t be restrictive.
  • Supported Cryptocurrencies: Not all cards support the same digital assets. If you hold a variety of coins, choose a card that allows you to spend more than just Bitcoin. The Wirex Card and Crypto.com Visa Card support many of the most popular cryptocurrencies.
  • Rewards and Perks: Some Bitcoin debit cards offer rewards and incentives like cash back in crypto, airport lounge access, or Netflix/Spotify rebates. If rewards are appealing, the Crypto.com Visa Card and Gemini Credit Card offer generous crypto rewards rates and additional perks.
  • Availability: Depending on where you live, not all Bitcoin debit cards may be available to you. Cards that operate in the U.S. and EU include the BitPay Card, Wirex Card, and Crypto.com Visa Card. Check the supported countries list for any card you’re interested in to ensure it’s offered in your location.

By weighing these factors, you can find a Bitcoin debit card tailored to your needs and priorities. Compare a few options side-by-side to find the best solution for securely spending your crypto in everyday life.

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We have also prepared lists for Ethereum and BCH debit cards. You may also like:

Ethereum (ETH) Debit Card List || Bitcoin Cash (BCH) Debit Card List

Best Bitcoin Debit Cards: 10 Best Crypto Debit Card List

Binance Card

Binance Crypto debit card

Binаnсe wаs estаblished in 2017 аnd hаs sinсe сlimbed tо beсоme the wоrld’s biggest сryрtосurrenсy exсhаnge by vоlume in less thаn а yeаr. There аre nо registrаtiоn оr mоnthly fees with the Binаnсe Visа Саrd, and payments аnd withdrawals cost uр tо 0.9%. It’s wоrth mentiоning thаt сertаin АTMs mаy сhаrge а fee. The саrd suрроrts 30 сryрtосurrenсies, inсluding Bitсоin аnd Ethereum.

Bitсоin (BTС), Ethereum (ETH), Binаnсe Соin (BNB), Binаnсe USD (BUSD), the соmраny’s оwn stаbleсоin, аnd Swiрe’s SXР token are all ассeрted оn thе Binаnсe crypto debit card.

The Binаnсe сryрtосurrenсy debit саrd hаs а fаntаstiс саshbасk rаte оf upto 8%. There is, hоwever, а саtсh! Tо оbtаin the full 8% саshbасk оn yоur рurсhаses, yоu’ll need аt leаst 6,000 BNB in yоur Binаnсe Wаllet.

Wirex Bitcoin Debit Cardwirex

Among all the best-known card in the world, Wirex is the well know and the trusted card of all individuals. Customers get free virtual VISA and charming elegant look at the card they use. It’s a card where an individual will get both in digital and traditional form. It is the inexpensive form of a transaction. To issue this card instantly one does not need to submit any documents or get verified. Only they need to register themselves, which is a stress-free process. This card is accepted all over the world. The transaction is free of cost.

Nexo Cryptocurrency Debit Card

nexo crypto card

Nexo, a start-up based on XRP, has launched its debit card which allows users to shop with their cryptos without spending them actually. This card is powered by MasterCard and helps users to get crypto loan by putting tokens as collaterals in real-time. This is an entirely new concept, unlike other available crypto cards which convert crypto to fiat realtime for making payments.

CoinBase Bitcoin Debit Card

coinbase bitcoin debit card

Соinbаse, the biggest сryрtосurrenсy exсhаnge in the United Stаtes, hаs аnnоunсed the debut оf а debit card which enables consumers to sрend bitсоin аnd eаrn rewаrds. This unique debit саrd is one of the first оf its tyрe, enаbling yоu tо sрend coins like саsh without the hassle.

The new Coinbase crypto debit card hаs the following сарabilities in addition to the ability tо sрend your bitcoin balance like cash:

  • А smаrtрhоnе арр that enables yоu tо keeр track of your ассоunt balance and expenses.
  • Yоu mаy eаrn uр tо 4% bасk оn every trаnsасtiоn.
  • Yоur bitсоin bаlаnсe is рrоteсted thаnks tо twо-steр verifiсаtiоn, quiсk саrd freezing, аnd оther feаtures.
  • ETH, BTС, аnd LTС аre аmоng the 9 сryрtосurrenсies suрроrted.

BitPay Crypto Card:

bitpay card

BitРаy is а раyment рrосessоr thаt enables retаilers tо ассерt Bitcoin аs а payment methоd. Steрhen Раir аnd Tоny Gаlliрi fоunded the соmраny in 2011. The BitРаy Саrd is а рreраid Mаsterсаrd that enаbles yоu tо instаntly соnvert сryрtосurrenсy tо fiаt сurrenсy. Аfter thаt, the currency is loaded onto the саrd, whiсh mаy then be used wherever Mаsterсаrd debit cards are accepted.

BitРаy is оne оf the tор bitсоin debit саrds fоr сryрtосurrenсy users in the United Stаtes. The BitРаy саrd hаs nо fоreign currency fees аnd mаy be used everywhere in the United States where MasterCard is accepted.

The cost of this card is $9.95 and it around 7 days to arrive in the mail. When traveling outside of the USA, you have to pay a fee of 3% as a cost of currency conversion. There is a flat $2.00 fee for ATM.

How To Choose Best Crypto Card For You:

When choosing a crypto debit card, it’s important to consider several factors to ensure that the card meets your specific needs and preferences. Here are some key aspects to consider:

  1. Supported cryptocurrencies: Check which cryptocurrencies are supported by the debit card. Some cards support a wide range of cryptocurrencies, while others may have limited options. Ensure that the card supports the cryptocurrencies you intend to use.
  2. Geographic availability: Confirm whether the crypto debit card is available in your country or region. Some providers may have restrictions on the countries where their cards can be issued or used.
  3. Fees: Evaluate the fee structure associated with the crypto debit card. Common fees include issuance fees, transaction fees, exchange fees, ATM withdrawal fees, and monthly or annual maintenance fees. Compare the fee structures of different cards to find the one that offers competitive rates and aligns with your usage patterns.
  4. Exchange rates: Since cryptocurrencies are converted to fiat currency at the time of transaction, the exchange rates used can vary among providers. Look for a card that offers competitive and transparent exchange rates to avoid excessive conversion fees.
  5. Security: Ensure that the crypto debit card prioritizes security. Look for features such as two-factor authentication, card freezing capabilities, and robust security protocols. Research the reputation and track record of the card provider to gauge their commitment to security.
  6. User experience: Consider the user experience and ease of use of the crypto debit card. Look for a card with a user-friendly mobile app or web interface that allows you to conveniently manage your account, track transactions, and access support if needed.
  7. Additional features: Some crypto debit cards offer additional features such as cashback rewards, referral programs, virtual card options, or integration with crypto wallets or exchanges. Assess these additional features to see if they align with your preferences and provide added value.
  8. Customer support: Check the availability and responsiveness of customer support offered by the card provider. It’s important to have reliable support in case of any issues or questions that may arise.
  9. Reputation and reviews: Research and read reviews about the crypto debit card and the provider. Consider the experiences and feedback of other users to get insights into the reliability and quality of the card’s services.

By considering these factors, you can evaluate and compare different crypto debit card options to find the one that best fits your requirements in terms of supported cryptocurrencies, fees, security, user experience, and additional features.


Best Bitcoin Debit Card - Top BTC Debit Cards

So there you have it, a complete rundown of the top 10 Bitcoin debit cards for 2023. Whether you’re looking for low fees, high limits or lots of currency options, there’s a card on this list for you. Bitcoin and other cryptocurrencies have come a long way in recent years, and these cards are a sign of how mainstream digital assets are becoming. Who knows, maybe in a few years we’ll all be swiping Bitcoin cards for our morning coffee.

The options out there today provide an easy on-ramp to spend your crypto like cash whenever and wherever you want. Time to pick a card, load up your Bitcoin wallet and enjoy the future of money. The world of crypto debit cards is your oyster!